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They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a smooth transition?   With the past couple of years offering historically low interest rates, many Australians have been able to lock in an ultra-low fixed-rate home loan. In fact, […]

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out.   When was the last time you refinanced? If the answer is “never”, or you can’t actually remember, there’s a good chance you’re paying a […]

We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.   The days of ultra-low interest rates are officially over […]

Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to new data. Here’s how to secure one of the highly coveted 35,000 scheme spots released on July 1.   Long gone are the days when you had to scrimp and save for a […]

With interest rates on the way back up, there’s no doubt some households around the country are starting to do it a bit tough. Coincidentally, some big changes kick in on July 1 when it comes to recording financial hardship arrangements.   In the past, if you were unable to meet your loan repayments, you […]

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme – and buy your first home sooner – here’s how to get ahead of the pack.   Have you heard about the federal government’s Home Guarantee Scheme? (previously called […]