Tax & Wealth Strategy

Your Income Is Working Hard.
Your Wealth Should Be Too.

Most people don't realise how much they're leaving on the table until they see what's possible with the right structure. We help business owners, investors, and high-income professionals across Brisbane build real financial independence so you can retire on your terms, not the government's timeline.

Book Your Free Strategy Session See How It Works

15+

Years Experience

Brisbane
Locally Based

Overpaying tax by $15K–$60K a year. High-income earners and business owners are the ATO’s most scrutinised taxpayers. Without the right structure in place, overpaying is easy to do and hard to spot and it compounds quietly, year after year.

Properties held in the wrong name. Holding investments without the right structure can expose you to unnecessary CGT, land tax stacking and little or no asset protection.

For many of our clients, superannuation has been sitting in the background for years disconnected from their broader wealth strategy, rarely reviewed, and not working in conjunction with the rest of their structure.

That doesn’t necessarily mean anything is wrong. However, whether changes are needed or not depends on your individual circumstances. What is important is understanding how your super fits into your overall financial position so you can make informed decisions with confidence.

No clear path to financial independence. You know what you want: to make work optional, sooner rather than later. But there’s no roadmap, no timeline, and no one connecting the dots between your income, your investments, and your superannuation.

What Is FIRE?

The strategy most accountants never bring up.

FIRE — Financial Independence, Retire Early, is the idea that with the right tax strategy, entity structures, and disciplined investing, you can build enough passive income to make work optional. Years, sometimes decades, earlier than you thought.

But FIRE isn’t just about cutting lattes. For Australians earning $150K+, the biggest lever isn’t cutting back. It’s how your income flows through structures: companies, trusts, and SMSFs — and whether someone is actively managing that every quarter, not once a year in June.

That’s the difference between an accountant who files and one who builds. We’re strategic tax and structuring advisers, not just accountants.

Minimise what leaks out. Legal tax minimisation through the right entity mix: company, trust, SMSF, matched to your income profile.
Maximise what compounds. Structure your income and assets so more of what you earn stays working for you, tax-effectively.
Protect what you build. Asset protection through trust structures, correct property titling, and compliant SMSF administration.
Transition to passive income. Plan the tax side of moving from salary to investment income, so the transition is as tax-effective as possible.

How we actually do it

Our Wealth Architecture

Every structure we build rests on four areas. They work together as a system — not isolated services.

Tax Minimisation

Proactive, year-round tax planning across individuals, companies, trusts, and partnerships. We don’t wait until June. We plan in July and adjust quarterly.

Entity Structuring

Companies, discretionary trusts, unit trusts, and hybrid structures designed for your specific income, investment, and asset protection needs — not templates.

Property Strategy

Tax-optimised ownership structures, QLD land tax planning, depreciation maximisation, and the structure, bare trust and compliance side of SMSF property purchases, from your first investment property to your tenth.

SMSF Setup & Compliance

SMSF and bare trust establishment, annual tax returns and audit coordination, and the tax rules around contributions and pensions, working alongside your licensed financial adviser on investment and product decisions.

Strategy Session

We sit down and review your current income, structures, investments, and super position. There's no charge and no obligation, just a clear-eyed look at where things stand and what's possible.

Blueprint Design

We map out your ideal structure (the entities, the tax strategy, the tax position of your super and the property ownership structure) with a financial model that puts real numbers to the roadmap.

Implementation

We handle the setup. Companies, trusts, SMSF registration, restructuring. Compliance is built in from day one, it’s not an afterthought.

Quarterly Reviews

We don’t set it and forget it. Every quarter we review your position, adjust for legislative changes, and keep your structure on track for your goals.

Property Investors

1-10 properties. Ready to structure it properly.

You’ve started building a portfolio, but you’re not confident the structure is right, the deductions are maximised, or the land tax exposure is managed.

Tax-optimised ownership structures
QLD land tax threshold planning
Depreciation schedule review
SMSF property purchase: structure & compliance
Negative gearing vs. positive cashflow modelling

Business Owners

Strong revenue. Keeping far too little.

You’re generating well, but the tax bill is heavy and the structure isn’t compounding wealth. Your accountant lodges returns and they don’t build anything.

Company + trust structuring
Division 7A compliance & planning
Profit extraction & distribution strategy
Business valuation & exit readiness
Financial and tax due diligence on acquisitions

High-Income Professionals

$150K+ salary. Not enough to show for it.

You earn well, but the ATO takes a significant share before you start. You know there’s a smarter way. You just need the right team to build it.

Income splitting via family trusts
Salary packaging & FBT strategy
Tax treatment of super contributions
Tax-effective investment ownership structures
FIRE timeline modelling

What getting this right actually looks like

These are the kinds of outcomes we work toward when we build a structure around your goals. These are not projections and promises. These are the realistic upside of getting this right.

$20-$60K

Typical annual tax savings through correct structuring

5-10Yrs

Earlier financial independence vs. no structure in place

Faster super growth with an active SMSF strategy

100%

Asset protection when structures are set up correctly

Explore All Services

We don't just talk about wealth.
We've built it.

Peak Value Advisory is led by Paddy Beeraka CPA, a qualified accountant and registered tax agent who is also an active business owner and property investor. The strategies we recommend are ones we’ve used ourselves. That distinction matters more than it sounds.

CPA Qualified

Fully qualified and registered. The advice is backed by professional accountability.

Registered Tax Agent

Registered with the Tax Practitioners Board (TAN 26349234) to provide tax agent services.

Active Property Investor

We invest in property ourselves. The advice comes from experience, not theory.

Business Owner & Acquirer

Built and managed multiple businesses. We understand what’s at stake on both sides of the table.

AI-First Practice

We leverage the latest technology to give clients sharper insight and faster turnaround.

Brisbane-Based

Local firm. Real relationships. We’re here when it matters, not just at lodgement time.

Not sure where to start?
Let's have a conversation.

Book a complimentary 30-minute strategy session We'll review your structures, identify the gaps, and show you what's possible with real numbers.

Frequently Asked Questions

Common questions, straight answers.

What does FIRE mean, and how do you help with it?

FIRE stands for Financial Independence, Retire Early: building enough income from your assets that work becomes a choice. Our part is the tax and structuring side. We help you work out your Financial Independence Number, model the tax position of your income, business and property, and set up the companies, trusts and other entities that suit your situation. If you also need advice on specific investments, super products or insurance, we’ll work alongside a licensed financial adviser.

How is this different from a normal accountant?

Do I need a company, trust or SMSF to work with you?

I already have an accountant. Can I still get a second opinion?

What does the strategy session cost?

Do you give financial or investment advice?

No. Peak Value Advisory doesn’t hold an Australian Financial Services Licence, so we don’t recommend specific financial products, super funds or investments, and we don’t arrange home loans. We’re CPA-qualified accountants and a registered tax agent (TAN 26349234). We advise on tax, business and investment structures, and we set up and look after the tax and compliance side of SMSFs. Where you need personal financial product advice or lending help, we’ll work alongside, or refer you to, an appropriately licensed financial adviser or broker.

Information on this website is general in nature and doesn’t take into account your objectives, financial situation or needs. Peak Value Advisory doesn’t hold an Australian Financial Services Licence or Australian Credit Licence and doesn’t provide financial product or credit advice. Where you need that advice, we’ll work alongside or refer you to an appropriately licensed adviser.

Your Income Is Working Hard.
Your Wealth Should Be Too.

Most accountants lodge returns. Very few build wealth.

What Is FIRE?